It can offer around 8% post-tax return. Equity Linked Saving schemes are the tax-free funds with more than 60% investment in equities. Plan Now. Viman Nagar, Pune – 411014, IRDAI Corporate Agency Registration Number. Check 5 years investment plans … This is because after the world’s economy collapsed, investors began to take protection in gold. Email : helpdesk@policyx.com | Toll Free Number : 1800-4200-269 | Write Review, About Us | Contact Us | Sitemap | Articles | Login | Renew | Tools/Calculator | Career | Customer Service | We Care | Data Lab New | Awards, Copyright PolicyX.com / Certified : IRDAI Regn No. When investors look for the 'best' investment option, they want something that will earn them the maximum return with the least amount of risk. It’s up to you how you choose to invest; you can either make your full investment in one go, or you can invest at different times. Fixed deposit is often hailed as one of the most stable and safe investment options for 3-year investment period. Usually, the underlying securities have a high quality of rating like AAA and hence default risk is fully NIL. Entry Age. Best Investment Plans for 5 years. With the best investment plan for 5 years, a person can invest the money without locking it for a longer duration. DISCLAIMER: The mentioned fixed deposit interest rates are indicative only, and may be subject to change periodically. It is advisable to invest in Fixed Deposit because of the following reasons: Accumulate higher returns by availing FD schemes from credible financiers, Hassle-free renewals provide you the benefit of compounding, so you get more returns, Deposit Credit Guarantee Corporation of India insures all bank FDs up to Rs.1 lakh, which ensures better security, You needn’t fear about depreciation of your principal amount, as there is no effect of market fluctuations, Add an element of certainty of returns, as you get assured returns on your deposits, For investors seeking a strong balance of attractive returns and safety of deposits, Bajaj Finance Fixed Deposit is one of the best ways to grow savings. Here you can find different types of investment plans for 5 years so that you can choose the desired one as per your requirements. Best LIC Plans In India 2020. They are popular by the name of equity mutual funds as well. Lock in to attractive FD interest rates now – Invest in Bajaj Finance Online FD, With highest fd rates of up to 8.05%, you are sure to earn stable returns by investing in Bajaj Finance Fixed Deposit. An ideal financial blueprint is one that not only defines goals, but also gives you means of achieving them. The Balance Menu Go. 1 crore at less than Rs. 10-40 years. However, often investors tend to compromise on returns to offset tax. 46,800 under Sec 80(C). You can deposit anywhere from 7 days to 10 Yrs. For example, deposits are applicable for TDS if the interest income on your FD exceeds Rs. The typical ULIP will require you to pay premiums for at least 5 years. Also, it is easier to plan for a 3-year horizon and try and find appropriate investments with similar maturity. Read along to know more on how these investment options can help you get better returns. Best 3-Year Investment Plans To Boost Your Income, FDs, FMPs, ELSS, and Liquid Funds are popular investment options, Annual returns for liquid funds range between 6% to 7.5%, Invest in FD for high stability and safety of your funds, Company FD offers higher interest rates than bank FD. A 3-year timeline is the most looked at, to measure the “long term” returns. Moreover, the child plan permits partial withdrawals in every 5 years and 4 free annual switches among the funds. The returns on individual stocks are high (>20%) for fundamentally strong and growing companies over a longer period of time. Maybe in an ideal world but not at present. Max- No upper Limit. 40,000 in a financial year (Rs. When it comes to taxation of liquid funds then the process is the same as other debts fund taxation. They have a lock-in of 3 years to allow the fund to grow as no redemptions are allowed. 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